PM Jan Dhan Yojana ₹2,000 Account – Open Zero Balance Account
Introduction
PM Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) is a Government of India scheme that allows citizens to open a zero balance bank account with multiple financial benefits. This account helps people receive government benefits directly into their bank account.
Under this scheme, eligible account holders can receive government financial support (up to ₹2,000 in some cases) along with insurance and other banking facilities.
What is PM Jan Dhan Yojana?
PM Jan Dhan Yojana is a national financial inclusion scheme that provides easy access to banking services for all citizens. Anyone can open a Jan Dhan account without maintaining a minimum balance.
This account is useful for receiving government schemes money, subsidies, pensions, and direct benefit transfers (DBT).
Benefits of PM Jan Dhan Yojana
- Zero balance bank account
- Direct transfer of government benefits
- Overdraft facility (up to ₹2,000, as applicable)
- Free RuPay Debit Card
- Accident insurance cover
- Life insurance cover (as per scheme rules)
- Easy access to savings and banking services
Who Can Open PM Jan Dhan Account? (Eligibility)
You can open a PM Jan Dhan account if:
- You are an Indian citizen
- You do not have a bank account
- You have valid identity documents
- Both men and women are eligible
Documents Required for PM Jan Dhan Account
Commonly required documents include:
- Aadhaar Card
- PAN Card (if available)
- Passport size photograph
- Mobile number
Note: If Aadhaar or PAN is not available, simplified KYC options may be applicable as per bank rules.
How to Open PM Jan Dhan Account Through Our Service Center
Opening a Jan Dhan account directly at a bank can be confusing for many people.
At our service center, we help you complete the process easily and correctly.
Our Process
- We check your eligibility
- We verify your documents
- We assist with account opening formalities
- We guide you for RuPay card and benefits
- We ensure your account is linked for government schemes
Why Choose Our Service Center?
- Simple explanation in easy language
- Proper document guidance
- Time-saving and hassle-free process
- Friendly and professional staff
- Support for linking Aadhaar and mobile number
“Visit our service center to open your PM Jan Dhan account easily and start receiving government benefits directly.”
Important Points to Know
- Account can be opened with zero balance
- Overdraft facility depends on account activity
- Benefits may vary as per government rules
- Aadhaar linking is important for DBT benefits
Frequently Asked Questions (FAQ)
Is there any minimum balance required?
No, PM Jan Dhan account is a zero balance account.
Can I get ₹2,000 under PM Jan Dhan Yojana?
Eligible account holders may get an overdraft facility up to ₹2,000, subject to bank rules.
Is insurance included in Jan Dhan account?
Yes, accident and life insurance benefits are available as per scheme guidelines.
Open PM Jan Dhan Account Today
If you want to open a PM Jan Dhan account and access government benefits easily, visit our service center today.
We help you with quick and correct account opening.