PM Jyoti Bima Yojana – ₹2 Lakh Life Insurance Scheme
Introduction
PM Jyoti Bima Yojana, also known as Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), is a Government of India life insurance scheme. This scheme provides life insurance coverage of ₹2 lakh at a very low yearly premium.
It is designed to give financial protection to families in case of the death of the insured person due to any reason.
What is PM Jyoti Bima Yojana?
PM Jyoti Bima Yojana is a one-year renewable life insurance scheme linked to a bank account. Under this scheme, if the insured person dies, the nominee receives ₹2,00,000 as insurance benefit.
The premium is auto-debited from the bank account every year, making it easy and hassle-free.
Benefits of PM Jyoti Bima Yojana
- Life insurance cover of ₹2 lakh
- Very low annual premium
- Covers death due to any reason
- Easy enrollment through bank account
- Government-backed and reliable scheme
- Financial security for family members
Who Can Apply? (Eligibility)
You can apply for PM Jyoti Bima Yojana if:
- You are an Indian citizen
- Your age is between 18 to 50 years
- You have a bank account
- Your bank account is linked with Aadhaar
Premium Amount
- ₹436 per year (auto-debited from bank account)
- Insurance cover is valid for one year and renewable annually
Documents Required for PM Jyoti Bima Yojana
- Aadhaar Card
- Bank Passbook
- Aadhaar-linked mobile number
Note: All details must match bank records for successful enrollment.
How to Apply for PM Jyoti Bima Yojana Through Our Service Center
Many people are not aware of how to enroll in PM Jyoti Bima Yojana.
At our service center, we make the process simple and stress-free.
Application Process at Our Center
- We check your eligibility
- We verify Aadhaar and bank details
- We complete PM Jyoti Bima Yojana registration
- We ensure auto-debit activation
- You receive confirmation of enrollment
Why Apply at Our Service Center?
- Simple explanation in easy language
- Error-free registration
- Saves time and avoids mistakes
- Friendly and professional support
- Complete assistance from start to finish
“Visit our service center to enroll in PM Jyoti Bima Yojana and secure ₹2 lakh life insurance for your family at a very low cost.”
Important Points to Know
- Insurance cover is valid for one year
- Renewal is done automatically every year
- Nominee receives benefit in case of death
- Scheme is supported by Government of India
Frequently Asked Questions (FAQ)
What is PM Jyoti Bima Yojana?
PM Jyoti Bima Yojana is a government life insurance scheme that provides ₹2 lakh coverage in case of death.
How much insurance cover is provided?
The scheme provides ₹2 lakh life insurance cover.
What is the premium amount?
The annual premium is ₹436 per year.
Who can enroll in PM Jyoti Bima Yojana?
Any Indian citizen aged 18 to 50 years with a bank account can enroll.
Apply for PM Jyoti Bima Yojana Today
If you want affordable life insurance with high coverage, visit our service center today.
We help you register easily and correctly.
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